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	<title>Small Business Posts &#187; Human Resources</title>
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	<link>http://www.smallbusinessposts.com</link>
	<description>We Mean Business... Interesting Reads About Small Businesses</description>
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		<title>The Downward Spiral on U.S. Wage Growth</title>
		<link>http://www.smallbusinessposts.com/2010/02/12/the-downward-spiral-on-u-s-wage-growth/</link>
		<comments>http://www.smallbusinessposts.com/2010/02/12/the-downward-spiral-on-u-s-wage-growth/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 12:14:13 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[Wage Growth]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=276</guid>
		<description><![CDATA[It is not surprising to see that workers income have remained bleak even as the Great Recession has started to recover. The pressure to many organizations is on where wages are typically clamed down when economy slows. This time, the previous year’s was actually one of the worst since the 1930s. Most workers understand that [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2010/02/12/the-downward-spiral-on-u-s-wage-growth/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>It is not surprising to see that workers income have remained bleak even as the Great Recession has started to recover. The pressure to many organizations is on where wages are typically clamed down when economy slows. This time, the previous year’s was actually one of the worst since the 1930s. Most workers understand that employers aren’t exactly going to hand out huge wage hikes. More so, the official unemployment rate has remained high at 9.7% as government statistics would tell.</p>
<p>This is not a surprising scene, where pay rewards seem to be severely lacking for a majority of workers over the past three decades. Whether the measure is in wages, earnings, or total compensation, the inflation-adjusted pay remains the same. Employees have seen there pay go up only a little during the past four business cycle expansions.</p>
<p>As such, one of the biggest questions is &#8211; How financially vulnerable workers are with the jobs and incomes less secure than ever? Whatever the answer is, it obviously isn’t a healthy economy. There is a broad sense that it’s a precarious labor market.</p>
<p>Wage increases are obviously slow and low. The average hourly earnings for all private sector workers are only up by 2% over the last 12 months while large employers only expects to raise employees base salaries by a mere 2.5% this year. As statistics would show, the rate is on of the lowest wage increase of all time. More than the low wage increase, companies are embracing variable pay plans, annual lump sum bonus payments so it won’t be added to the base pay.</p>
<p>This is deeply troubling news. The traditional relationship between relationship and productivity for higher wages has been severed. Productivity growth is the fundamental building block of better living standards. But the disconnect has really become a big deal. I guess workers just need to continue to strive and when economy goes on a full recovery, that might be the time employers gives the value to it.</p>
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		<title>Methods to Motivate Team Members</title>
		<link>http://www.smallbusinessposts.com/2010/01/28/methods-to-motivate-team-members/</link>
		<comments>http://www.smallbusinessposts.com/2010/01/28/methods-to-motivate-team-members/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 16:00:28 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Motivation]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=245</guid>
		<description><![CDATA[In the world of human resources, it is a fact that no matter how talented and skillful a team member is, there is just no way for him to accomplish and generate results if he isn’t motivated enough. Motivation is a complex methodology that is a crucial part in any business cycle. There are different [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2010/01/28/methods-to-motivate-team-members/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>In the world of human resources, it is a fact that no matter how talented and skillful a team member is, there is just no way for him to accomplish and generate results if he isn’t motivated enough. Motivation is a complex methodology that is a crucial part in any business cycle. There are different strategies because one strategy does not work for all individuals, as it depends upon their characteristics too.</p>
<p>For instance, you give incentives to a certain staff but not all incentives work on all individuals. Here is a list documented that give you some tips on motivating at workplace. You can use these tips for most of members in your team depending on their personal and professional characteristics.</p>
<p>Always Start with Yourself</p>
<p>To motivate others, you have to be motivated yourself. If a negative situation arises, it must be the managers or leaders’ responsibility to see all positives in all situations. As a role model, whenever you are energetic and inviting, your team will have confidence in you and will follow all those positive aspects in you.</p>
<p>Share the Information</p>
<p>When you are running a department, it is extremely important to share information that would help them accomplish their work. The most important of these, is the project details perhaps, which could lead the team in coming up with good suggestions. This way, you give them a sense of responsibility and accountability.</p>
<p>Point out Milestones</p>
<p>By pointing out milestone, team members would realize that you appreciate their work. In most cases, you could arrange a special celebration for reaching milestones on time. Plan work parties ahead of time so work won’t be affected.</p>
<p>Show Appreciation to Team Members</p>
<p>Even the small tasks needs to be appreciated as it would make them even more motivated when bigger tasks come. As a means of showing appreciation you can constantly say “thank you” or “you did a great job.” While communicating, choose your words wisely; be humble, use words like we instead of I.</p>
<p>Evaluate and Provide Feedback</p>
<p>Evaluation would enable members to know where they went wrong and how to speed up work processes. As such, evaluation must be done right, be careful not to blame them but instead work and monitor task closely to make sure goals are hit.</p>
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		<title>The Difference Between a Leader and a Manager</title>
		<link>http://www.smallbusinessposts.com/2010/01/28/the-difference-between-a-leader-and-a-manager/</link>
		<comments>http://www.smallbusinessposts.com/2010/01/28/the-difference-between-a-leader-and-a-manager/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 15:55:13 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Leaders]]></category>
		<category><![CDATA[Managers]]></category>
		<category><![CDATA[Planning]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=241</guid>
		<description><![CDATA[We always hear the words ‘leader’ and ‘manager’ be it in our life and in business. A lot of times we ask ourselves, “What qualities make a good leader?” or “What qualities make a good manager?” To many, leader and manager are the same, but they are not necessarily identical. An effective manger will have [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2010/01/28/the-difference-between-a-leader-and-a-manager/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>We always hear the words ‘leader’ and ‘manager’ be it in our life and in business. A lot of times we ask ourselves, “What qualities make a good leader?” or “What qualities make a good manager?” To many, leader and manager are the same, but they are not necessarily identical.</p>
<p>An effective manger will have leadership qualities an d ‘manager’ is only one facet of a ‘leader.’ A leader possesses a set of unprecedented skills and talents that inspires people to follow, to be efficient, to be loyal and productive. Many managers in the industry today have these qualities, but others also do not possess them. However, it can be enhanced through some degree of mentoring and coaching.</p>
<p>There are several on-going professional development programs that would target to improving the essential qualities of becoming a good leader. One of the most notable is the Toastmaster club or through books and membership in a job club or other entities and resources.</p>
<p>One of the implications of having a manager that don’t have essential leadership qualities and talents is sometimes they work much harder than their subordinates to product the ideal output and results. They do not know how to delegate. And in extreme cases, they may even become workaholics and would always feel their subordinates are not capable of producing results. And most of all, sometimes, this would go through affecting his personal life &#8211; families, etc.</p>
<p>Leadership qualities are the characteristics that propel the manager upward in the company and a long term career. The produce increased business results for the company and the customers or clients that it serves. Meanwhile, the goal of a manager is to maximize work output for the company. To do so, they must be skillful in:</p>
<ul>
<li>Organizing</li>
<li>Planning and Scheduling</li>
<li>Hiring, Staffing, and Development</li>
<li>Delegating Tasks</li>
<li>Controlling Costs</li>
<li>Acting as a Role Model to Subordinates</li>
</ul>
<p>In essence, to sum things up, Managers often think in terms of production and Leaders think in terms of the future. Also, Managers may follow manuals and quotas while Leaders follow their own vision and innovation.</p>
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		<title>5 Jobs With High Pay and Minimal Schooling Needed</title>
		<link>http://www.smallbusinessposts.com/2010/01/17/5-jobs-with-high-pay-and-minimal-schooling-needed/</link>
		<comments>http://www.smallbusinessposts.com/2010/01/17/5-jobs-with-high-pay-and-minimal-schooling-needed/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 15:58:42 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Minimal Schooling]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=228</guid>
		<description><![CDATA[As we enter the year of the Tiger, economy is expected to recover. However, the damage done by the recession might be after all, would take a whole lot of time to recover resulting in lesser funds for education. You need not worry because there are still a wide array of jobs with high pay [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2010/01/17/5-jobs-with-high-pay-and-minimal-schooling-needed/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>As we enter the year of the Tiger, economy is expected to recover. However, the damage done by the recession might be after all, would take a whole lot of time to recover resulting in lesser funds for education. You need not worry because there are still a wide array of jobs with high pay and minimal schooling required.</p>
<p>This 2010, this ten jobs are expected to be a hit. Or at the very least, these are the jobs that would provide breakfast, lunch and dinner to an individual or families. Here are they:</p>
<p>Air Traffic Controllers: $117,000. These are the workers who would make sure that your airplane would fly and land safe. The median earned for this job  earned between $86,000 to $140,000 annually. Moreover, they are eligible to retire between the age of 50 with 20 years of service, or after 25 years at any age.</p>
<p>Industrial Production Managers: $77,670. This job entails making sure all manufacturing processes are in place. A college degree is not preferred, but not necessarily mandatory either. Many jobs of this category can often be found in aviation and automobiles plant.</p>
<p>First Line Police and Detective Supervisors: $69,300. In this job, they go on through another level of policing through exams, not through education. Moreover, it is based on credentials too through achieving good reviews from the community and colleagues. Coupled with advanced training, this can be a very noble career.</p>
<p>Funeral Director: $49,500. Mortuary science programs doesn’t cost much. More so, it would not take you long  to finish the course. In this job, you typically serve a one year on the job training and if you pass the exam, you can get your license. Although dead bodies are not for everyone.</p>
<p>Advertising Sales Agents: $42,500. In this profession, only 20% have a high school degree. Your asset in this field is after all only your analytical and functional capability &#8211; responding to their needs and answering in a fair a polite manner each of the client’s concern.</p>
<p>The Bottom line is simple, despite recession, there are still plenty of career paths that can lead to a well paying professional job. After all, in life, you learn through experience. But sure, a good amount of theoretical skills is also good.</p>
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		<title>How Many Years of Experience do you have?</title>
		<link>http://www.smallbusinessposts.com/2009/11/22/how-many-years-of-experience-do-you-have/</link>
		<comments>http://www.smallbusinessposts.com/2009/11/22/how-many-years-of-experience-do-you-have/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 06:35:22 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Credentials]]></category>
		<category><![CDATA[Job Experience]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=81</guid>
		<description><![CDATA[Gone are the days where Human Resources professionals consider people who claim to have twenty years of work experience. They have passed along that piece of wisdom because the reality speaks that – it is just one year of experience multiplied twenty times over. As a professional, you have to take deliberate steps to continually [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2009/11/22/how-many-years-of-experience-do-you-have/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>Gone are the days where Human Resources professionals consider people who claim to have twenty years of work experience. They have passed along that piece of wisdom because the reality speaks that – it is just one year of experience multiplied twenty times over.</p>
<p>As a professional, you have to take deliberate steps to continually consider REALLY improving one’s self. You have to consider the questions listed below for you to really acquire the twenty years of experience:</p>
<ul>
<li>What new skills, learning, capabilities, knowledge, and accomplishment have I demonstrated in the past years?</li>
<li>What are the new opportunities that came to your professional career from the new experience and knowledge that you have gained?</li>
<li>What are the things that need to be done to increase the likelihood I’ll be developing additional valuable skills?</li>
</ul>
<p>By asking the questions, if you happen to have great and positive answers for each, then you must have truly gained a true EXPERIENCE. Remember, that you owe it to yourself to take deliberate steps to rectify before you fall trap in a professional career that just multiplies your same experience over and over again.</p>
<p>Have you ever thought what the possible solutions are for these? Well, to be able to accomplish your objective in gaining new life-long learning and knowledge, you have to work to redesign your job either formally or informally. Working to redesign job simply means that you need to have a specific strategy in accomplishing your goals. Strategize based on the external and internal factors affecting it.</p>
<p>Moreover, another solution would be to step forward and be very participative, but not reactive. You can share you point of views and opinions in a constructive manner. Sharing point of views need not be contradicting the idea of your head, but simply sighting examples on why you believe your alternative might just be the right solution.</p>
<p>If you haven’t done your part in assessing yourself, there is no other time for you to do it but now!</p>
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		<title>Ten Ways to Lower Health Care Costs</title>
		<link>http://www.smallbusinessposts.com/2009/11/19/ten-ways-to-lower-health-care-costs/</link>
		<comments>http://www.smallbusinessposts.com/2009/11/19/ten-ways-to-lower-health-care-costs/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 14:31:14 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Health Care Cost]]></category>
		<category><![CDATA[Ways to Lower Health Care Costs]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=71</guid>
		<description><![CDATA[In the United States, roughly seven hundred billion dollars are wasted in the U.S. Medical System each year. The amount is equal to one-third of the nation’s total healthcare spending, which are flushed away on unnecessary treatments, redundant laboratory examinations, fraud, errors and among many others. No one is taking this issue seriously &#8211; not [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2009/11/19/ten-ways-to-lower-health-care-costs/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>In the United States, roughly seven hundred billion dollars are wasted in the U.S. Medical System each year. The amount is equal to one-third of the nation’s total healthcare spending, which are flushed away on unnecessary treatments, redundant laboratory examinations, fraud, errors and among many others.</p>
<p>No one is taking this issue seriously &#8211; not even the reform bills in Washington could address it. One of the most prevalent reasons why there is such waste is the “fee-for-service” system. The system speaks about paying an amount for a medical care delivered rather than putting focus on its quality.</p>
<p>Although congress have been guaranteeing that there would be a healthcare reform, none of these will actually bend the curve of rising healthcare costs in America. And the victim? The Citizens. So how do you expect to curve this issue? Small Business Posts offers a ten-point agenda to solve it:</p>
<ol>
<li>Crack Down Fraud and Abuse by Medical Practitioner</li>
<li>Develop a Healthy Workforce</li>
<li>Coordinate Care Through Family Doctors</li>
<li>Make Health a Whole Effort from the Community</li>
<li>Stop Infections in Hospitals</li>
<li>Get Patients to Take their Medicine</li>
<li>Discuss Options near the end of Life</li>
<li>Use Insurance to Manage Chronic Disease</li>
<li>Let Well-Informed Patients Decide</li>
<li>Apologize to the Patient</li>
</ol>
<p>As you can see, these are just simple guides to follow. And if we were t sum it up all, it simply boils down to stop medical abuse, include the community, coordinate with doctors, discuss healthcare options and control diseases in the country.</p>
<p>If the country or a certain organization in it would be able to do that, then chances are healthcare costs would be more likely to cut down from 40 to 60 percent. There are a whole lot of ways and sometimes, it only entails for someone to be creative to deliver the cost-cutting results.</p>
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		<title>Looking health care for The Virtual Workforce</title>
		<link>http://www.smallbusinessposts.com/2009/10/26/looking-health-care-for-the-virtual-workforce/</link>
		<comments>http://www.smallbusinessposts.com/2009/10/26/looking-health-care-for-the-virtual-workforce/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 03:02:52 +0000</pubDate>
		<dc:creator>leni</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Health Care]]></category>
		<category><![CDATA[virtual workforce]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=26</guid>
		<description><![CDATA[Nearly all of America is committed in a argument over President Obama’s suggested wellbeing care restructure, but the cost of wellbeing care has been a hot-button topic on Main Street for years.  According to Amanda Austin” The cost of protection has been the number-one topic for NFIB constituents for over 20 years,&#8221; the controller of [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2009/10/26/looking-health-care-for-the-virtual-workforce/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>Nearly all of America is committed in a argument over President Obama’s suggested wellbeing care restructure, but the cost of wellbeing care has been a hot-button topic on Main Street for years.</p>
<p> According to Amanda Austin” The cost of protection has been the number-one topic for NFIB constituents for over 20 years,&#8221; the controller of government public principle at the National Federation of Independent Business, a nonprofit trade organization. &#8220;It is very hard for little employers to emulate large employers — little employers don’t have the proficiency to have large risk pools. They can have a very important premium boost if they have one individual get sick.&#8221;</p>
<p> As hard as it is to find treatment at all, it&#8217;s even harder when you&#8217;re endeavouring to find an insurer eager to compose a principle for a business with workers dispersed round the country. But as enterprises adopt the reduced overhead of a telecommuting workforce, that&#8217;s become an progressively widespread situation.</p>
<p> The truth is that Massachusetts-based insurers are going to need more than half of the taking part workers to be inhabitants of Massachusetts,&#8221; states David Kaplan, a permitted protection consultant with <a href="http://www.aronsoninsurance.com/" target="new">Aronson Insurance</a> in Needham, Mass. &#8220;Absent that, there are a couple of businesses that offer nationwide plans.&#8221;</p>
<p> Amir Mostafaie, a buyer wellbeing representative at <a href="http://www.ehealthinsurance.com/" target="new">eHealthInsurance.com</a>, echoes that assessment. &#8220;If less than 51% of your workers work in your dwelling state, it becomes tougher to find a carrier to underwrite your plan,&#8221; he says. &#8220;UnitedHealth (<a href="http://money.cnn.com/quote/quote.html?symb=UNH">UNH</a>) has been the exclusion here — in my know-how — by being eager to extract assembly treatment for little enterprises with more than 51% of their workforce residing out-of-doors the state. Instead, United has developed extracts utilising the state with the largest engrossment of employees.&#8221;</p>
<p> To make your seek simpler, Mostafie suggests going through a permitted agency or broker who works with enterprises in your commerce and geographic region. Do your own assignment as well, reading up on commerce delineations of periods like &#8220;coinsurance&#8221; and &#8220;out of pocket&#8221; to confirm you understand what you&#8217;re getting into when you select a policy.</p>
<p> It may help to review your workers to find out what types of treatment are most significant to them. For demonstration, if most are older mature individuals with developed young children, a design without maternity treatment might save you cash while still giving your workers all the advantages they need.</p>
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		<title>Small Employers Struggle to Offer Health Insurance</title>
		<link>http://www.smallbusinessposts.com/2009/10/25/small-employers-struggle-to-offer-health-insurance/</link>
		<comments>http://www.smallbusinessposts.com/2009/10/25/small-employers-struggle-to-offer-health-insurance/#comments</comments>
		<pubDate>Sun, 25 Oct 2009 10:22:53 +0000</pubDate>
		<dc:creator>eric</dc:creator>
				<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Employees]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.smallbusinessposts.com/?p=15</guid>
		<description><![CDATA[Only 43% of small businesses still offer full health coverage to its employees compared to 96% of business with at least 50 employees. That is the situation regarding the case of business in the United States of America due to skyrocketing premiums. According to Richard Corde, managing partner of Boeggeman, George and Corde, this was [...]]]></description>
			<content:encoded><![CDATA[<iframe src="http://www.facebook.com/plugins/like.php?href=http://www.smallbusinessposts.com/2009/10/25/small-employers-struggle-to-offer-health-insurance/&amp;layout=standard&amp;show_faces=1&amp;width=450&amp;action=like&amp;colorscheme=light&amp;font=" scrolling="no" frameborder="0" style="border:none; overflow:hidden; width:450px; height:25px"></iframe><p>Only 43% of small businesses still offer full health coverage to its employees compared to 96% of business with at least 50 employees. That is the situation regarding the case of business in the United States of America due to skyrocketing premiums.</p>
<p>According to Richard Corde, managing partner of Boeggeman, George and Corde, this was the first time he seems to be grappling as to whether he should make employees pay part of the premium. It is rising so quickly that it nearly doubled the firm’s total compensation budget. “I don’t know how many years of those kinds of increases my company can absorb,” he added.</p>
<p>The lawmakers in Washington are trying there very best to write a legislation to contain health care cost and expand coverage. But even if a reform passes this year, it would only take effect on 2011 at the earliest. This is primarily due to the fact that many small businesses are thinking a lot of times if how much is the amount of premium that would enable their employees and families to be healthy.</p>
<p>True, we can always have the option to let employees pay and choose their own insurance, which essentially means lesser deductibles. But the rise of medical costs has also something to do with this. When that happens, employees might as well let the companies do the job for them.</p>
<p>So as an alternative many businesses today are considering the fact that employees might have to pay higher premiums, deductibles, or co-payments for their company to be able to survive. A lot of these companies are at their worst year of its operational history.</p>
<p>In the long run, companies will eventually need to find a creative long-term solution such as how to keep their employees healthy by offering gym memberships, among many others. This way, when healthy it would eventually make them think less of the insurance’s.</p>
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